Another Goal Accomplished...

You may remember that for this year I decided on goals as opposed to a resolution. I have already accomplished one goal, homemade laundry detergent. Well, now Tim and I also have no car debt, and it feels amazing. Back in April while I was working I started listening to Dave Ramsey. Basically he has 7 baby steps that help you get out of debt and be able to retire with money in the bank. It got me started thinking, what do we have to show for how we have spent our money in the last few years as a married couple. Let me tell you not much. I finally convinced Tim to take a look at our finances with me and to try to establish a budget. We figured out we were spending waaaaaay too much on junk. We stopped eating out quite so often and started using cash instead of credit cards. The big (you guys are crazy) move was to cancel our cable. We have found a little TV with some rabbit ears and the internet. At first it really sucked and still isn't always fun, but now we are used to it and frankly don't have much time for TV anyway. All that to say that we have determined our wants and needs and found a way to pay off not one but both of our vehicles. Yay!!!